August, 2010

Tips for Applying for Social Security Disability

Monday, August 30, 2010 @ 09:08 AM
Author: Eric Jones Law

1. Likelihood of success. If (a) your physical or mental disability is severe, (b) your condition limits your activities of daily living, (c) your medical impairment will last or has lasted longer than 12 months, and (d) your doctor agrees with this assessment, you should apply for Social Security disability.

2. Irrelevant evaluation factors. SSA has a strict definition of disability that ignores many real-life aspects of the job market. Difficulty finding a job, thinking that no one will hire you with your condition, believing you could not pass a job-required physical, or even knowing that the pay you would receive for the work you can do is too little to live on … all of these important real-world considerations do not matter to the Social Security Administration (SSA) when evaluating your claim for benefits.

Proof from doctors

3. Medical evidence. As is the case with most legal claims, what counts in disability evaluations is what you can prove. If no medical records exist to support your claim of disability, you are unlikely to be successful. SSA figures that if your medical condition is severe enough to keep you from working, then it should justify doctor visits, tests, diagnosis, and treatment.

4. Failure to follow treatment. SSA expects you to try to get better. That means doing what your doctor prescribes. If you do not believe that your doctor’s recommended treatment will help, then be sure your doctor documents the treatment’s odds of success or failure.

5. Keep good records. Conversely, if you do follow your doctor’s prescribed treatment, document your efforts. Without records, you are unlikely to remember the date of every doctor visit, lab test, medicine taken, and therapy received. Obtain the business cards of every doctor you see and file them. Save your pill bottles. Keep notes of your pain and other medical events.

Evidence from you

6. Symptoms vs. diagnosis. SSA does not expect you to be an expert on medical conditions. Even if you are, SSA would rather learn about your impairment from your doctor and your medical records. What SSA wants to receive from you are details about your symptoms. For example, how severe is your pain? Is it constant or intermittent? What aggravates your pain? What reduces it? Do you suffer from shortness of breath or fatigue? No one knows your symptoms better than you. Do your best to explain them in detail without exaggerating or minimizing. Do not omit or gloss over any lesser conditions just because you have one severe condition and several minor ones.

7. Physical restrictions. What can’t you do? Sit for lengthy periods? Stand and walk? Lift and carry? Bend, twist, kneel, and stoop? Manipulate objects with your hands? Social Security disability is a functional program. SSA will focus on your limitations rather than your diagnosis.

8. Effect of symptoms and restrictions. How does your medical condition affect your daily activities? Tell SSA about the impact on your personal care (hygiene, dressing, bathing), errands and housework (driving, shopping, cleaning), and social functioning (hobbies, sports, interaction with friends and family).

Final point

9. Consistency, accuracy, and honesty. Contradictions, errors, memory lapses, and discrepancies all work to erode your credibility, and nothing will sink your claim faster than questions about your truthfulness.

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Should I Apply for Social Security Disability?

Wednesday, August 25, 2010 @ 02:08 PM
Author: Eric Jones Law

If your answers match the ones below, the Social Security Administration (SSA) is likely to award you benefits.

  • Are you gainfully employed? No
  • Do you have a severe impairment? Yes
  • Will your impairment last 12 months or result in death? Yes
  • Does your disability meet one of SSA’s listed impairments? If yes, you qualify. If no …
  • Are you able to work? No

When should I apply for disability benefits?

Unless you have an obvious long-term disability, the best time to apply for Social Security disability benefits is 6-9 months after you stop working.

What does a disability lawyer do?

The big-picture answer is: analyze what needs to be proven to win benefits, figure out how to prove it, and gather the necessary evidence. Some of the specific tasks are:

  • Obtain reports from treating doctors that are consistent with Social Security regulations
  • Refer claimants to specialists for additional reports that answer questions raised by Social Security regulations
  • Obtain a vocational expert’s evaluation of the claimant’s ability to work
  • Ask that a prior application for benefits be reopened
  • Seek a waiver of a time limit
  • Request subpoenas to insure the presence of crucial witnesses or documents
  • Advise the claimant on how best to prepare for and testify at the hearing
  • Object to improper evidence or procedures at the hearing
  • Cross-examine adverse witnesses
  • Present a closing statement
  • Submit a written summary of the evidence and argument
  • If the claimant wins, make sure the SSA correctly calculates benefits
  • If the claimant loses, request review of the hearing decision by the Appeals Council

How long will I wait for a disability hearing?

It can take up to two years from request until a hearing is held and a decision issued, but the time varies from state to state.

What are hearings like?

They are private, held in a small conference room, and last an hour or so. You will be asked about your education, training, work experience, symptoms, limitations, and daily activities.

What if I don’t file my disability appeal on time?

If you have not filed your appeal within 65 days of the date on your denial letter, you have to start over with a new claim. That new claim may result in the loss of back benefits.

What is the biggest mistake made by disability applicants?

Because the majority of appeals are granted at a hearing, failing to appeal a denial to the hearing level is the number one error … and unfortunately very common.

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